Car Insurance Quotes for a Jeep Compass in Milwaukee

Discount Jeep Compass insuranceSearching for better insurance prices for a Jeep Compass in Wisconsin could be a painful process, but you can learn a few tricks and make it easy.

There are both good and bad ways to buy car insurance so we’re going to tell you the absolute fastest way to get price quotes for a new or used Jeep and get the cheapest rates either online or from Milwaukee insurance agents.

Consumers should take time to compare prices once or twice a year because prices go up and down regularly. Just because you found the best deal on Jeep Compass insurance in Milwaukee on your last policy you can probably find a better premium rate now. Block out anything you think you know about car insurance because it’s time to teach you the fastest way to remove unneeded coverages and save money.

The quickest method we recommend to compare rate quotes for Jeep Compass insurance in Milwaukee is to take advantage of the fact car insurance companies allow for online access to give rate comparisons. To start a quote, the only thing you need to do is take a few minutes to give details such as whether you are single or married, how many miles driven, whether the vehicles are used for commuting, and the make and model of your vehicles. That rating data gets transmitted to many of the top insurers and you will get price comparisons with very little delay.

To start a rate quote now, click here and see if a lower rate is available in Milwaukee.

The car insurance companies shown below have been selected to offer quotes in Wisconsin. If more than one company is shown, we recommend you visit as many as you can to get the most affordable price.

Jeep Compass Insurance Rate Estimates in Milwaukee, WI
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Compass Sport 2WD $192 $362 $310 $18 $92 $974 $81
Compass Sport 4WD $100 $174 $236 $14 $70 $594 $50
Compass Limited 2WD $170 $368 $260 $16 $78 $892 $74
Compass Limited 4WD $198 $358 $230 $14 $68 $868 $72
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Data assumes married male driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Wisconsin minimum liability limits. Discounts applied include safe-driver, claim-free, multi-policy, homeowner, and multi-vehicle. Rate quotes do not factor in your specific Milwaukee location which can lower or raise premium rates greatly.

Impact of citations and accidents on Milwaukee insurance rates

The diagram below demonstrates how traffic citations and at-fault claims can increase Jeep Compass insurance costs for each age group. The data is based on a married female driver, comprehensive and collision coverage, $250 deductibles, and no additional discounts are factored in.

Rate comparison for different deductibles

One of the most common car insurance questions is how high or low should comp and collision deductibles be. The rates shown below approximate the costs and benefits when you choose different physical damage coverage deductibles. The first data set uses a $100 deductible and the second rate table uses a $500 deductible.

Jeep Compass insurance with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Compass Sport 2WD $172 $294 $230 $14 $68 $803 $67
Compass Sport 4WD $198 $358 $230 $14 $68 $893 $74
Compass Limited 2WD $198 $358 $230 $14 $68 $893 $74
Compass Limited 4WD $198 $358 $230 $14 $68 $893 $74
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Jeep Compass insurance with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Compass Sport 2WD $126 $198 $230 $14 $68 $636 $53
Compass Sport 4WD $144 $242 $230 $14 $68 $698 $58
Compass Limited 2WD $144 $242 $230 $14 $68 $698 $58
Compass Limited 4WD $144 $242 $230 $14 $68 $698 $58
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Data based on married male driver age 30, no speeding tickets, no at-fault accidents, and Wisconsin minimum liability limits. Discounts applied include multi-vehicle, claim-free, multi-policy, safe-driver, and homeowner. Information does not factor in vehicle location which can change prices substantially.

Based on the above data, using a $100 deductible costs roughly $15 more each month or $180 annually than choosing the higher $500 deductible. Because you would pay $400 more out of your own pocket with a $500 deductible as compared to a $100 deductible, if you usually have at a minimum 27 months between claims, you would save money by selecting a higher deductible.

Gender-based car insurance rates by age

The chart below visualizes the comparison of Jeep Compass premium costs for male and female drivers. The costs are based on no violations or accidents, comprehensive and collision coverage, $250 deductibles, drivers are single, and no discounts are applied to the premium.

Slash your insurance rates with discounts

Not many people think insurance is cheap, but you may find discounts that you may not even be aware of. Some of these discounts will be visible at the time you complete a quote, but some need to be manually applied in order for you to get them.Discount insurance

A quick disclaimer, some credits don’t apply to your bottom line cost. Most only reduce the cost of specific coverages such as collision or personal injury protection. If you do the math and it seems like having all the discounts means you get insurance for free, nobody gets a free ride.

A list of insurance companies and their offered discounts include:

If you need the cheapest Jeep Compass rate quotes, ask all the companies which credits you are entitled to. Some of the discounts discussed earlier may not apply to policyholders in every state.

Learn How to Get Insurance for Less

Lots of factors are used in the calculation when pricing auto insurance. Some are pretty understandable such as traffic violations, although some other factors are less obvious such as whether you are married or how safe your car is. Smart consumers have a good feel for some of the factors that come into play when calculating your policy premiums. If you understand what controls the rates you pay, this empowers consumers to make smart changes that could help you find big savings.

Listed below are some of the major factors that factor into your rate level.

Additional coverages that may be costing you – There are quite a few extra coverages that you can get tricked into buying when buying insurance. Insurance for things like vanishing deductibles, accident forgiveness, and extra equipment coverage are examples of these. They may sound like good ideas initially, but now you might not need them so remove them from your policy.

High credit scores save money – Having a bad credit score can be a huge factor in calculating your premium rate. If your credit rating can use some improvement, you may save money insuring your Jeep Compass by improving your credit score. Consumers who have excellent credit scores tend to file fewer claims as compared to drivers with worse credit.

Why do you need liability coverage? – The liability section of your policy kicks in when a jury decides you are liable for damages caused by your negligence. Your liability coverage provides you with a defense in court to attempt to prove you were not liable. Liability insurance is pretty cheap compared to comp and collision, so buy as much as you can afford.

Don’t get traffic citations – How you drive impacts premiums far more than you think. Drivers who don’t get tickets get better rates than their less careful counterparts. Just one speeding ticket could increase your next policy renewal by as much as thirty percent. People who have multiple citations such as DUI, reckless driving or excessive speeding may need to submit a SR-22 form with their state DMV in order to prevent their license from being revoked.

Loss statistics for a Jeep Compass – Insurers use past loss statistics for each vehicle as a tool for profitable underwriting. Vehicles that tend to have increased claim numbers or amounts will have increased rates.

The information below illustrates the compiled insurance loss statistics for Jeep Compass vehicles. For each coverage category, the loss probability for all vehicles, regardless of make, model or trim level, is equal to 100. Values under 100 suggest a positive loss record, while percentage numbers above 100 point to more frequent losses or tendency to have larger claims.

Jeep Compass Insurance Claim Statistics

Vehicle Model Collision Property Damage Comp Personal Injury Medical Payment Bodily Injury
Jeep Compass 4dr 2WD 87 135 58 128 124 142
Jeep Compass 4dr 4WD 76 114 63 99 107 106

Statistics Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

When should I get advice from an agent?

A lot of people still prefer to get professional advice from a licensed agent and that is a personal choice. Professional agents can help determine the best coverages and help submit paperwork. A good thing about getting online price quotes is the fact that you can find the lowest rates and also buy local. Buying from small agencies is important particularly in Milwaukee.

Insurance agents in MilwaukeeFor easy comparison, once you complete this form (opens in new window), your insurance coverage information is instantly submitted to insurance agents in Milwaukee who can give free rate quotes for your coverage. You won’t need to even leave your home as quotes are delivered to you directly. If you need to quote rates from a specific car insurance provider, feel free to visit that company’s website and submit a quote form there.

Two types of Milwaukee auto insurance agents

When researching local Milwaukee agents, it can be helpful to understand the types of insurance agents and how they are slightly different. Agents are classified as either independent or exclusive depending on the company they work for. Either one can sell and service car insurance coverage, but it’s worth learning the differences since it can affect which agent you choose.

Independent Car Insurance Agencies or Brokers

Independent agents can quote rates with many companies and that is an advantage because they can write policies with a variety of different insurance companies and potentially find a lower price. If you want to switch companies, they simply move the coverage in-house and you can keep the same agent.

If you are comparing rate quotes, it’s a good idea to get some free quotes from a few independent agents to get the best comparison. Many write coverage with lesser-known insurance companies which could offer lower prices.

Listed below is a list of independent insurance agents in Milwaukee that may be able to give pricing information.

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Exclusive Car Insurance Agencies

Agents that elect to be exclusive can only provide one company’s prices and examples are American Family, State Farm, and Allstate. These agents are unable to compare other company’s rates so you might not find the best rates. These agents are usually quite knowledgeable on what they offer which helps them sell insurance even at higher premiums. Some consumers prefer to use the same agent mainly due to the brand name and strong financial ratings.

The following is a list of exclusive insurance agencies in Milwaukee who can help you get price quotes.

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Selecting a insurance agent needs to be determined by more than just the premium amount. These are some valid questions you should ask.

More quotes mean more auto insurance savings

People leave their current company for any number of reasons including being labeled a high risk driver, policy cancellation, delays in responding to claim requests or even delays in paying claims. Regardless of your reason for switching companies, choosing a new insurance company is pretty simple and you could end up saving a buck or two.

A few companies may not offer the ability to get a quote online and usually these regional carriers only sell coverage through local independent agents. Affordable Jeep Compass insurance in Milwaukee is attainable from both online companies and from local insurance agents, so compare prices from both to get a complete price analysis.

We just presented a lot of techniques to shop for Jeep Compass insurance online. It’s most important to understand that the more price quotes you have, the higher your chance of finding affordable Milwaukee car insurance quotes. You may even find the lowest rates come from the smaller companies.

Additional auto insurance information is located below: