Who Has Affordable Milwaukee Auto Insurance Quotes for Immigrants?

One of the more important factors that are used to help calculate the annual cost of car insurance is where you normally keep your vehicle. Areas with more people or even just a higher incidence of claims tend to have more expensive car insurance rates, whereas areas with less people or fewer weather incidents tend to receive slightly lower rates.

The following table lists the most expensive areas in Wisconsin for immigrants in which to purchase auto insurance. Milwaukee ranks #1 with a yearly cost of $1,410 for car insurance, which is around $118 monthly.

How much is car insurance in Milwaukee?
Rank City Premium Per Year
1 Milwaukee $1,410
2 Wauwatosa $1,345
3 Racine $1,229
4 West Allis $1,198
5 Greenfield $1,192
6 Kenosha $1,182
7 Franklin $1,163
8 Oak Creek $1,154
9 Beloit $1,118
10 Wausau $1,079
11 Madison $1,072
12 Waukesha $1,065
13 La Crosse $1,064
14 Eau Claire $1,059
15 New Berlin $1,049
16 Brookfield $1,035
17 Menomonee Falls $1,026
18 Janesville $1,022
19 West Bend $977
20 Fond du Lac $965
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Information shown are estimated as specific Milwaukee garaging address can modify premiums greatly.

The vehicle model that is being insured is probably the most important factor that determines the availability of the best insurance for immigrants. Vehicles with higher performance, poor passenger safety features, or a history of substantial liability claims will cost substantially more to insure than safer, lower-performance models.

The next table illustrates car insurance prices for the most economical vehicles to insure.

Cheapest Vehicles to Insure in Milwaukee, WI
Make and Model Estimated Cost for Full Coverage
Ford Explorer XLT 4WD $2,024
Toyota Tacoma 2WD $2,091
Jeep Wrangler Sport 4WD 2-Dr $2,146
Ford Escape Limited 4WD $2,241
Volkswagen Jetta S 2.5 Station Wagon $2,247
Chevrolet Impala LTZ $2,247
Honda CR-V EX-L 2WD $2,265
Chevrolet Equinox LTZ 2WD $2,286
Toyota Prius $2,291
Ford Edge SEL AWD $2,402
Chevrolet Malibu Hybrid $2,448
Toyota Camry LE $2,457
Chevrolet Silverado 3500HD LTZ Crew Cab Diesel 2WD $2,479
Dodge Grand Caravan SXT $2,494
Ford Focus S 4-Dr Sedan $2,567
Honda Civic DX 4-Dr Sedan $2,577
Hyundai Elantra GLS 4-Dr Sedan $2,576
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Data variables include single female driver age 40, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Wisconsin minimum liability limits. Discounts applied include claim-free, multi-policy, homeowner, multi-vehicle, and safe-driver. Prices do not factor in specific zip code location which can influence auto insurance rates substantially.

Based on these rates, you can figure that makes and models like the Ford Explorer, Toyota Tacoma, Jeep Wrangler, Ford Escape, and Volkswagen Jetta are some of the most budget-friendly vehicles to insure for foreigners.

Discount Milwaukee insurance

Cheaper Milwaukee, WI car insurance for foreignersAuto insurance companies that provide policies for immigrants may also give you policy discounts that can lower rates by 40% or more if you are eligible to receive them. A list of companies and a partial list of their discounts are detailed below.

The illustration below shows the difference between auto insurance costs with and without discounts applied to the rates. The data is based on a male driver, no violations or accidents, Wisconsin state minimum liability limits, full coverage, and $1,000 deductibles. The first bar for each age group shows the average annual price with no discounts. The second bar shows the rates with vehicle safety, anti-theft, accident-free, claim-free, homeowner, and safe-driver discounts applied. With discounts applied, theaverage yearly reduction on car insurance for immigrants is 28% or $269.

Ending up with the highest-rated car insurance provider is difficult considering how many companies are available to choose from in Milwaukee. The ranking data shown below may help you choose which insurers to look at when buying insurance for immigrants.

The ratings below include large, nationwide insurance companies, so companies that have a smaller presence are not taken into consideration for the list. To check prices and find the cheapest rates for immigrants, follow this link.

Top 10 Large Car Insurance Companies in Milwaukee Ranked by Customer Service

  1. State Farm
  2. Nationwide
  3. Safeco Insurance
  4. American Family
  5. Travelers
  6. Liberty Mutual
  7. GEICO
  8. Allstate
  9. Erie Insurance
  10. The Hartford

Comparing rates can save you money

Milwaukee, WI car insurance rates are determined by lots of factors that control the policy price. Simply having a birthday, buying another vehicle, or getting a driving violation may generate price changes that may make certain companies cheaper than others. Not only that, but insurers file new rates as often as every three months in order to offset underwriting gains or losses. A period of increased losses may result in increased rates, while profitable underwriting can result in lower-cost Milwaukee car insurance rates.

As an example, the graph below compares the cheapest car insurance in Milwaukee, WI for a 30-year-old female driver with a clear driving record, no claims, and excellent credit. Based on her personal risk profile, USAA quotes the best car insurance rates in Milwaukee at $911 each year. This is $250 less than the average premium paid by Wisconsin drivers of $1,161. Partners Mutual, Erie, Pekin Insurance, and Rockford Mutual round out the rest of the cheapest Milwaukee, WI auto insurance companies.

In this example, we will give the driver from above a chargeable accident, a lower credit score, and a few traffic violations. Since each auto insurer has a proprietary formula to set policy rates, comparing prices may now present a slightly different list of the cheapest companies as shown below.

Nationwide now has the best price in Milwaukee, WI with Western National, Integrity Mutual, Travelers, and Partners Mutual also being competitive. This example proves why it is crucial to do a thorough rate comparison when trying to find the cheapest auto insurance quotes for immigrants.

Insurance prices can be altered by many things and can increase or decrease at any time, so the best price the last time you checked may now be one of the more expensive options.

The agents listed below are willing to help you determine which policy fits your needs best, since some people prefer to have a consultation when comparing insurance rates for foreigners. It can be complicated to find the best coverage yourself, and using a licensed agent can bring satisfaction knowing your coverage gives you adequate protection in the event of a claim. To locate a Milwaukee car insurance agency by location nearest to you, click the button link following the list or click here to compare price quotes.

See Insurance Agency LLC
7817 W Brown Deer RdMilwaukee, WI 53223(414) 355-5433

Dale G Latus Insurance
5232 W Oklahoma Ave # 215Milwaukee, WI 53219(414) 352-1118

American Family Insurance – Arthur Olszewski Agency Inc.
7400 W Brown Deer RdMilwaukee, WI 53223(414) 355-5533

View more Milwaukee, WI insurance agencies