How Much are Milwaukee Car Insurance Rates for a Chevrolet Silverado?

Finding the best cheap car insurance for a Chevy Silverado in Wisconsin depends on many rating factors such as how old the vehicle is, if you have recent claims, and if you have a history of accidents. Drivers in Wisconsin pay on average $867 annually for Silverado insurance, but that amount is an estimation based upon a 40-year-old married female driver with full physical damage coverage and $100 deductibles.

It’s more than likely you are not 40 and maybe not even a female, possibly single instead of married, or maybe you’re a renter instead of a homeowner. This example demonstrates why the best way to find cheap car insurance rates for your Chevrolet is to just take the time to compare rates yourself. Compare rate quotes now and you can get rates from some of the best insurers that insure vehicles in Wisconsin.

Insure Your Chevrolet for Less

The trim level of your Silverado will have an impact the cost of coverage, so the rate you will pay to insure a Silverado LS Regular Cab 2WD will be $212 cheaper than the insurance cost for the fancier Silverado Crew Cab Hybrid 4WD trim level, as demonstrated by the prices below.

Chevrolet Silverado Insurance Rates in Milwaukee, WI
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Silverado LS Regular Cab 2WD $148 $288 $272 $16 $82 $806 $67
Silverado LS Regular Cab 4WD $148 $288 $242 $14 $72 $764 $64
Silverado LT Regular Cab 2WD $170 $350 $272 $16 $82 $890 $74
Silverado LT Regular Cab $170 $350 $272 $16 $82 $890 $74
Silverado LS Extended Cab 4WD $170 $350 $242 $14 $72 $848 $71
Silverado LT Extended Cab 4WD $170 $350 $242 $14 $72 $848 $71
Silverado LT Extended Cab 2WD $170 $350 $272 $16 $82 $890 $74
Silverado LS Extended Cab 2WD $170 $350 $272 $16 $82 $890 $74
Silverado LT Crew Cab 4WD $192 $412 $242 $14 $72 $932 $78
Silverado LS Crew Cab 2WD $192 $412 $272 $16 $82 $974 $81
Silverado LS Crew Cab 4WD $192 $412 $242 $14 $72 $932 $78
Silverado LT Crew Cab 2WD $192 $412 $272 $16 $82 $974 $81
Silverado LTZ Extended Cab 2WD $192 $412 $272 $16 $82 $974 $81
Silverado LTZ Extended Cab 4WD $192 $412 $242 $14 $72 $932 $78
Silverado LTZ Crew Cab 2WD $192 $412 $272 $16 $82 $974 $81
Silverado LTZ Crew Cab 4WD $192 $412 $242 $14 $72 $932 $78
Silverado Crew Cab Hybrid 2WD $192 $476 $242 $14 $72 $996 $83
Silverado Crew Cab Hybrid 4WD $214 $476 $242 $14 $72 $1,018 $85
Get Your Own Custom Quote Go

Data based on married female driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Wisconsin minimum liability limits. Discounts applied include claim-free, multi-vehicle, multi-policy, safe-driver, and homeowner. Premium amounts do not factor in zip code location which can impact prices substantially.

Insuring your vehicle with a good quality insurance provider is hard considering how many choices drivers have in Milwaukee. The rank data shown next can help you select which companies you want to consider when shopping around.

These ratings only include large insurance companies, so companies that focus mainly on Wisconsin business are not included in the list. To compare rates from these top insurers and more, click this link.

Top 10 Large Car Insurance Companies in Milwaukee Ranked by Value

  1. USAA
  2. GEICO
  3. AAA Insurance
  4. Erie Insurance
  5. Liberty Mutual
  6. State Farm
  7. Allstate
  8. Safeco Insurance
  9. Travelers
  10. 21st Century

Top 10 Large Car Insurance Companies Overall in Milwaukee

  1. USAA
  2. 21st Century
  3. GEICO
  4. Nationwide
  5. AAA Insurance
  6. Liberty Mutual
  7. Safeco Insurance
  8. State Farm
  9. Travelers
  10. American Family

Bad driving habits will cost you more

A great way to maintain the most affordable auto insurance premiums in Milwaukee for a Silverado pickup is to be a safe driver and avoid accidents and violations. The chart below highlights how traffic violations and at-fault claims can affect auto insurance costs for each different age category. The rate quotes are based on a married female driver, full physical damage coverage, $500 deductibles, and no additional discounts are factored in.

In the prior example, the average cost of an auto insurance policy in Wisconsin per year with no violations or accidents is $1,074. Factor in one speeding ticket and the average cost rises to $1,251, an increase of $177 each year. Next add one accident along with the one speeding ticket and the annual cost of auto insurance for a Chevy Silverado increases to an average of $1,744. That’s an increase of $669, or $56 per month, just for not driving safely!

The information below illustrates how your deductible choice can affect insurance prices when searching for cheap insurance for a Chevy Silverado. The premium estimates are based on a single male driver, comp and collision included, and no policy discounts are applied.

A 30-year-old driver could lower their policy premium by $296 a year by changing from a $100 deductible up to a $500 deductible, or save $446 by changing to a $1,000 deductible. Younger drivers, like the Age 20 chart data, could possibly save as much as $872 or more by using higher deductibles when buying full coverage. If you do make the decision to raise your deductibles, it’s a good idea to have plenty of discretionary funds to allow you to pay the extra out-of-pocket expense that is associated with using high deductibles.

How to find cheaper auto insurance for a Chevy Silverado

Here are some of the better money-saving solutions that can help Milwaukee drivers get cheap auto insurance.

The last tip is notably necessary, as was affirmed in the article above. Prices charged by companies in Milwaukee adjust frequently, so you should be ready to change to a new company if you can save money.

Having a favorite company is great, but it’s not a good idea if that loyalty ends up costing a considerable chunk of change every month. If you have a few minutes, compare prices and find cheaper auto insurance for a Chevy Silverado.

If you aren’t sure which coverage you need and prefer to get some professional input when shopping around for cheaper insurance for a Chevy Silverado, the agents below can help you determine which coverages and limits you need. To find an auto insurance agency in your neighborhood, click the link after the list or click here to compare prices now.

Diana Kostal – State Farm Insurance Agent
1410 E Capitol DrMilwaukee, WI 53211(414) 964-8680

American Family Insurance – Jaime Mercado
709 W Layton AveMilwaukee, WI 53221(414) 481-4400

See Insurance Agency LLC
7817 W Brown Deer RdMilwaukee, WI 53223(414) 355-5433

More Milwaukee, WI insurance agents