Are you doing reasearch to find more affordable insurance rates in Milwaukee, WI? Milwaukee drivers have many options when trying to find the best price on Porsche 911 insurance. They can either waste time calling around getting price quotes or utilize the internet to find the lowest rates. There is a right way and a wrong way to find insurance online and you need to know the proper way to get price quotes for your Porsche and obtain the best price possible.
Consumers should take time to check insurance prices at least once a year because insurance rates tend to go up over time. Even if you got the lowest premium rates on Porsche 911 insurance in Milwaukee last year a different company probably has better prices today. You can find a lot of wrong information about 911 insurance on the web, but in a few minutes you can learn the easiest ways to quit paying high insurance rates in Milwaukee.
Finding the cheapest coverage in Milwaukee can be made easier if you know where to look. If you are insured now, you will most likely be able to get lower rates using these tips. Drivers only need an understanding of how to compare rates on the web.
The quickest method we recommend to compare rate quotes for Porsche 911 insurance in Milwaukee is to know most of the bigger providers participate in a system to give rate comparisons. The only thing you need to do is give them rating details including the make and model of your vehicles, whether you are married, how old drivers are, and any included safety features. That information is then sent to insurance companies and they return cost estimate almost instantly.
To find the cheapest Porsche 911 insurance rates, click here and find out if you can get cheaper insurance in Milwaukee.
The following companies provide quotes in Milwaukee, WI. If several companies are displayed, we suggest you visit as many as you can to get the most affordable price.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|911 Carrera 2 2-Dr Coupe||$214||$526||$278||$16||$84||$1,118||$93|
|911 Carrera 4 2-Dr Coupe||$250||$560||$216||$12||$64||$1,102||$92|
|911 Carrera 2 Cabriolet 2-Dr Convertible||$292||$566||$196||$12||$58||$1,124||$94|
|911 Carrera 2 S 2-Dr Coupe||$280||$640||$298||$18||$90||$1,326||$111|
|911 Carrera 4 Cabriolet 2-Dr Convertible||$204||$470||$220||$14||$66||$974||$81|
|911 Carrera 4S 2-Dr Coupe||$280||$700||$298||$18||$90||$1,386||$116|
|911 Carrera Targa 2-Dr Coupe||$140||$332||$220||$14||$66||$772||$64|
|911 Carrera 2 S 2-Dr Convertible||$182||$414||$184||$10||$56||$846||$71|
|911 Carrera 4S Cabriolet 2-Dr Convertible||$190||$410||$236||$14||$70||$920||$77|
|911 Carrera Targa S 2-Dr Coupe||$400||$740||$302||$18||$90||$1,550||$129|
|911 GT3 2-Dr Coupe||$220||$532||$260||$16||$78||$1,106||$92|
|911 GT3 RS 2-Dr Coupe||$282||$662||$298||$18||$90||$1,350||$113|
|911 Turbo 2-Dr Coupe||$360||$726||$230||$14||$68||$1,398||$117|
|911 Turbo 2-Dr Convertible||$266||$578||$202||$12||$60||$1,118||$93|
|Get Your Own Custom Quote Go|
Data based on married male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Wisconsin minimum liability limits. Discounts applied include safe-driver, homeowner, multi-policy, multi-vehicle, and claim-free. Prices do not factor in specific zip code location which can raise or lower coverage rates noticeably.
Full coverage rates compared to liability-only
The illustration below visualizes the comparison of Porsche 911 insurance costs with full physical damage coverage compared to only buying the minimum liability limits required in Wisconsin. The premium estimates are based on no claims, a clean driving record, $1,000 deductibles, married male driver, and no policy discounts are applied.
When to switch to liability coverage only
There is no definitive formula of when to drop full coverage, but there is a guideline you can consider. If the yearly cost of full coverage is about 10% or more of replacement cost minus your deductible, then it may be the right time to buy liability only.
For example, let’s assume your Porsche 911 settlement value is $3,000 and you have $1,000 physical damage deductibles. If your vehicle is destroyed, the most you would receive is $2,000 after you pay the deductible. If you are currently paying more than $200 a year to have full coverage, then it could be time to drop full coverage.
There are some cases where dropping physical damage coverage is not a good plan. If you still have a lienholder on your title, you must maintain physical damage coverage as part of the loan conditions. Also, if your savings is not enough to buy a different vehicle in the even your car is totaled, you should maintain full coverage.
How high should deductibles be?
The example below illustrates how your deductible choice and can raise or lower Porsche 911 insurance costs for different insured age categories. The prices are based on a married female driver, full coverage, and no additional discounts are factored in.
Drive responsibly or pay higher rates
The chart below illustrates how speeding tickets and accident claims can raise Porsche 911 car insurance costs for each different age category. The rate quotes are based on a married male driver, comp and collision included, $250 deductibles, and no discounts are factored in.
Save a ton on Porsche 911 insurance in Milwaukee with these discounts
Insurance can be prohibitively expensive, but you may be missing some discounts that many consumers don’t even know exist. Many discounts should be triggered when you quote, but some must be requested specifically before you get the savings. If they aren’t giving you every credit you deserve, it’s possible you qualify for a lower rate.
- Responsible Driver Discounts – Drivers who don’t get into accidents could pay up to 40% less than less cautious drivers.
- Claim-Free Discount – Insureds who avoid accidents and claims pay less when compared to bad drivers.
- Passenger Safety Discount – Factory air bags could see savings of up to 25% or more.
- Memberships – Being in a qualifying organization could earn you a nice discount when getting a Milwaukee car insurance quote.
- Anti-theft System – Cars, trucks, and SUVs equipped with tracking devices and advanced anti-theft systems can help prevent theft and will save you 10% or more on 911 insurance in Milwaukee.
Don’t be shocked that some of the credits will not apply to the entire policy premium. A few only apply to specific coverage prices like liability, collision or medical payments. Despite the fact that it seems like you would end up receiving a 100% discount, you’re out of luck.
Companies and a summarized list of policyholder discounts are shown below.
- GEICO may include discounts for multi-vehicle, anti-lock brakes, good student, driver training, and defensive driver.
- MetLife discounts include defensive driver, good driver, good student, accident-free, and claim-free.
- Progressive offers discounts for good student, continuous coverage, multi-vehicle, online signing, homeowner, online quote discount, and multi-policy.
- Travelers may have discounts that include IntelliDrive, good student, multi-car, save driver, continuous insurance, home ownership, and new car.
- SAFECO policyholders can earn discounts including teen safety rewards, homeowner, anti-lock brakes, safe driver, drive less, and anti-theft.
- AAA has discounts for good driver, good student, multi-policy, anti-theft, education and occupation, multi-car, and pay-in-full.
Before you buy a policy, ask each company or agent which credits you are entitled to. All car insurance discounts might not be available to policyholders in Milwaukee. To find insurance companies who offer insurance discounts in Milwaukee, click this link.
What Impacts Porsche 911 Insurance Premiums?
Smart consumers have a good feel for the factors that go into determining auto insurance rates. If you have some idea of what influences your rates, this allows you to make good choices that can earn you lower premium levels.
- Small coverages can add up – Insurance companies have many additional coverages that sound like a good idea at the time when buying auto insurance. Add-on coverages like personal injury protection, towing, and extra life insurance coverage may be wasting your money. They may sound like good ideas when deciding what coverages you need, but if you have no use for them get rid of them and save.
- Is car insurance cheaper for males or females? – Over the last 50 years, statistics have shown females are less aggressive when driving. Now that doesn’t mean females are better at driving than males. Men and women are in fender benders in similar percentages, but men get into accidents with more damage. Men also get cited for more serious violations such as reckless driving. Young men ages 16 to 20 have the highest risk to insure and therefore are the most expensive to insure.
- The more you drive the more you pay – The more you drive your Porsche each year the higher the price you pay to insure it. A lot of companies charge rates based upon how you use the vehicle. Vehicles not used for work or commuting receive better premium rates than cars that get driven a lot. Incorrect rating for your 911 may be costing you. It’s always a good idea to double check that your auto insurance policy reflects how each vehicle is driven, because it can save money.
- Liability is cheap – Liability insurance will afford coverage when you are responsible for physical damage or personal injury to other. It provides you with a defense in court up to the limits shown on your policy. Liability insurance is quite affordable when compared with rates for comp and collision, so insureds should have plenty of protection for their assets.
- Insurance companies don’t like frequent auto insurance claims – Companies in Wisconsin provide the best rates to people who do not rely on their insurance for small claims. If you file a lot of claims you can look forward to either policy cancellation or increased premiums. Your insurance policy is intended to be relied upon for the large, substantial claims.
- Low comp and collision deductibles cost more – Insurance for physical damage to your car, also known as collision and other-than-collision, is used to repair damage to your Porsche. Some coverage claims could be a windshield shattered by a rock, damage caused by hail, or theft. Physical damage deductibles define the amount you are willing to pay out-of-pocket if a claim is determined to be covered. The more money you are required to pay out-of-pocket, the lower your rates will be.
- Poor driving leads to higher premiums – Whether or not you get tickets can have a huge impact on auto insurance premiums. Only having one speeding ticket or other violation can increase rates forty percent or more. Drivers who don’t get tickets pay less for auto insurance compared to bad drivers. Drivers who have received license-revoking tickets such as DUI or reckless driving might be required by their state to maintain a SR-22 with their state’s licensing department in order to keep their license.
- Claims statistics for a Porsche 911 – Insurance companies take into consideration insurance loss statistics for every vehicle as a way to help calculate a profitable premium price. Vehicles that the data determines to have higher number or severity of losses will cost more to insure.
The next table illustrates the compiled insurance loss statistics for Porsche 911 vehicles. For each policy coverage, the statistical loss for all vehicles, without regard to make or model, is equal to 100. Numbers under 100 indicate a favorable loss history, while values over 100 indicate more frequent losses or tendency to have larger claims.
Porsche 911 Insurance Loss Statistics
Vehicle Make and Model Collision Property Damage Comp Personal Injury Medical Payment Bodily Injury Porsche 911 Carrera 2dr 191 47 173 24 Porsche 911 Carrera Convertible 197 51 224 36 Porsche 911 Turbo 2dr 4WD 349 367
Empty fields indicate not enough data collected
Statistics from IIHS.org for 2013-2015 Model Years
Insurance agent or online?
A lot of people still like to talk to an insurance agent and that is a smart decision Agents can make sure you are properly covered and help in the event of a claim. The biggest benefit of getting free rate quotes online is the fact that you can find lower rates and still have an agent to talk to.
For easy comparison, once you complete this simple form, your insurance coverage information is transmitted to local insurance agents that provide free Milwaukee car insurance quotes for your insurance coverage. It simplifies rate comparisons since you won’t have to search for any insurance agencies because prices are sent immediately to your email address. In the event you want to get a comparison quote from a specific auto insurance provider, just find their quoting web page and fill out their quote form.
Choosing a company requires you to look at more than just a cheap price quote. A good agent in Milwaukee will have answers to these questions.
- What are the financial ratings for the companies they represent?
- Which members of your family are coverage by the policy?
- Is there a local claims center in Milwaukee?
- Do you need full coverage on every vehicle?
- Are they paid to recommend certain coverages?
- Which companies do they recommend if they are an independent agency?
The following is a list of insurers in Milwaukee who can help you get rate quotes for Porsche 911 insurance in Milwaukee.
- Mark Bojarski – State Farm Insurance Agent
4724 W Forest Home Ave – Milwaukee, WI 53219 – (414) 545-6820 – View Map
- Frank Marchan Insurance Agency, LLC
3931 S Howell Ave – Milwaukee, WI 53207 – (414) 755-4999 – View Map
- Adams Insurance Service Inc
11046 W Bluemound Rd – Milwaukee, WI 53226 – (414) 257-2070 – View Map
- American Family Insurance – Derold Barker
2215 E North Ave #1 – Milwaukee, WI 53202 – (414) 332-8350 – View Map
If you receive satisfactory answers to any questions you may have as well as low cost Porsche 911 insurance quotes, it’s a good possibility that you have found an insurance company that can be relied on to insure your vehicles.
Are car insurance companies telling the truth?
Consumers can’t escape the ads that claim the lowest auto insurance rates from the likes of 21st Century, Allstate and State Farm. All the companies make the point about how much you will save if you switch your coverage to them.
How can each company offer drivers better rates? Here is the trick they use.
Most companies have underwriting criteria for the type of driver that earns them the highest profit. For example, this type of risk profile might be described as between the ages of 30 and 45, has few claims, and drives a vehicle with a low ISO rating. Anyone who matches those parameters will get very good Milwaukee prices as well as cut their Porsche 911 insurance rates if they switch.
Potential customers who fall outside these standards will probably have to pay a more expensive rate which leads to the driver buying from a lower-cost company. The ads state “drivers that switch” not “everyone who quotes” save that kind of money. This is how companies can advertise the savings. Because of these techniques, it’s extremely important to get price quotes at each policy renewal. Because without a comparison, you cannot know which company will provide the lowest Porsche 911 insurance in Milwaukee.
Quote. Compare. Save.
We just showed you many ways to reduce Porsche 911 insurance premium rates online in Milwaukee. The key thing to remember is the more price quotes you have, the more likely it is that you will get a better rate. You may even be surprised to find that the biggest savings come from a small mutual company.
When trying to cut insurance costs, don’t be tempted to buy less coverage just to save a little money. There are a lot of situations where an insured cut liability coverage limits and found out when filing a claim that their decision to reduce coverage ended up costing them more. The aim is to purchase plenty of coverage for the lowest cost, but do not skimp to save money.
Consumers who switch companies do it for many reasons like an unsatisfactory settlement offer, extreme rates for teen drivers, being labeled a high risk driver and even unfair underwriting practices. It doesn’t matter why you want to switch choosing a new insurance company can be easy and end up saving you some money.
Much more information about auto insurance in Wisconsin can be read at these links:
- Teen Driving Statistics (iihs.org)
- Who Has Affordable Car Insurance Quotes for Teenagers in Milwaukee? (FAQ)
- Tread Depth and Tire Safety (State Farm)
- Five Tips to Save on Auto Insurance (Insurance Information Institute)