Who Has Affordable Car Insurance Quotes for Teenagers in Milwaukee?

Finding out which companies offer the lowest-priced auto insurance rates for teenagers involves a bit more work than just quoting one company’s rates. Each auto insurer uses a little different formula for establishing rates, so we will examine the most competitive auto insurance companies in Wisconsin.

Best Insurance Companies for Teens

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Wisconsin auto insurance company rankings
Rank Company Cost Per Year
1 USAA $604
2 Partners Mutual $614
3 Erie $717
4 Rockford Mutual $746
5 Nationwide $752
6 Pekin Insurance $768
7 Rural Mutual Insurance $772
8 Integrity Mutual $786
9 Western National $793
10 Travelers $820
11 The Hartford $922
12 State Farm $923
13 West Bend Mutual $926
14 General Casualty $964
15 Auto Club Group $977
16 Auto-Owners $1,148
17 American Family $1,159
18 Progressive $1,164
19 Farmers $1,165
20 GEICO $1,202
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USAA may offer some of the best car insurance rates in Milwaukee at around $604 each year. Partners Mutual, Erie, Rockford Mutual, and Nationwide would also be considered some of the cheapest Milwaukee, WI auto insurance companies.

As the rates illustrate above, if you are insured with Erie and switched to USAA, you might see a yearly price reduction of about $113. Policyholders with Rockford Mutual could save as much as $142 a year, and Nationwide policyholders might reduce prices by as much as $148 a year.

These rates are averages across all types of insureds and vehicles and do not take into consideration a vehicle location for teenagers. So the company that fits you best may not even be in the top 30 companies shown above. That affirms the importance of why you need to get rate quotes from many companies using your own personalized driver profile and vehicle information.

For teen drivers, one of the big things that are looked at to help calculate the price you pay for insurance is where you choose to live. Regions with more people or even just more weather-related claims are more likely to pay higher prices, whereas areas that tend to be more rural tend to receive cheaper rates.

The information below sorts the highest-priced areas in Wisconsin for teenagers in which to buy car insurance. Milwaukee is ranked at #1 with the annual price of $1,396 for coverage, which is about $116 each month.

How much does car insurance cost in Milwaukee, WI?
Rank City Average Per Year
1 Milwaukee $1,396
2 Wauwatosa $1,305
3 Racine $1,217
4 West Allis $1,198
5 Oak Creek $1,190
6 Kenosha $1,182
7 Beloit $1,164
8 Franklin $1,163
9 Greenfield $1,156
10 Waukesha $1,065
11 La Crosse $1,064
12 Madison $1,062
13 Eau Claire $1,059
14 New Berlin $1,049
15 Wausau $1,047
16 Brookfield $1,035
17 Menomonee Falls $1,026
18 Janesville $1,022
19 Fond du Lac $995
20 West Bend $987
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Rate information is approximated as the specific Milwaukee residence address can increase or decrease auto insurance rates substantially.

The example below demonstrates how deductible levels can influence insurance costs when quoting cheap insurance for teenagers. The data assumes a married male driver, comp and collision included, and no discounts are applied.

The chart above illustrates that a 40-year-old driver could pocket $160 a year by increasing from a $100 deductible to a $500 deductible, or save $242 by using a $1,000 deductible. Youthful drivers, such as the Age 20 example, could shave $536 annually by using higher deductibles when buying full coverage.

If you do decide to increase your deductibles, it is important to have enough in a savings account to allow you to pay the extra out-of-pocket expense, which is the one disadvantage of using larger deductibles.

Types of discounts on Milwaukee insurance rates

Cheaper Milwaukee, WI auto insurance for teen driversInsurance providers that offer cheap quotes for teenagers may have special discounts that can lower rates by as much as 40% or more if you meet certain criteria. A list of companies and their offered discounts can be read below.

The information below shows the difference between insurance prices with and without policy discounts. The information is based on a male driver, a clean driving record, no claims, Wisconsin state minimum liability limits, full physical damage coverage, and $1,000 deductibles.

The first bar for each age group shows insurance cost with no discounts. The second shows the rates with continuous coverage, anti-theft, vehicle safety, good student, paid-in-full, and paperless filing discounts applied. When discounts are applied, theamount saved on auto insurance for teenagers is 28% or $466.

Auto insurance companies ranked

Choosing a highly-rated car insurance provider can be challenging considering how many different insurance companies sell coverage in Wisconsin. The ranking information displayed below could help you analyze which coverage providers you want to consider when shopping your coverage around. These ratings only include large insurance companies, so smaller regional companies are not taken into consideration for these rankings.

Top 10 Large Auto Insurance Providers in Milwaukee Ranked by Customer Satisfaction

  1. USAA – 92%
  2. Erie Insurance – 88%
  3. American Family – 88%
  4. State Farm – 88%
  5. Nationwide – 88%
  6. 21st Century – 88%
  7. AAA Insurance – 87%
  8. Liberty Mutual – 87%
  9. Farmers Insurance – 87%
  10. The Hartford – 87%

Top 10 Large Auto Insurance Providers in Milwaukee Ranked by Value

  1. USAA
  2. GEICO
  3. AAA Insurance
  4. Erie Insurance
  5. Liberty Mutual
  6. State Farm
  7. Allstate
  8. Safeco Insurance
  9. Travelers
  10. 21st Century

The agents listed below can most likely help you decide which coverages are best, since some drivers wish to get some guidance when comparing insurance rates for teenagers. It can be challenging to find coverage yourself, and using a licensed agent can give you peace of mind knowing your coverage gives you enough coverage if you have a claim. To locate a Milwaukee car insurance agency by location nearest to you, click the button at the bottom or click here to compare rates now.

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