Save Money on Volkswagen Jetta Insurance in Milwaukee

Want to save money and find low-cost Volkswagen Jetta insurance in Milwaukee? Feel like you’re a prisoner to an expensive auto insurance policy? Believe me, many Milwaukee drivers have buyer’s remorse.

Insurance rates Volkswagen Jetta in MilwaukeeInconceivable but true, a large majority of consumers kept buying from the same company for over three years, and 38% of customers have never taken the time to shop around. With the average premium in Wisconsin being $1,300, drivers can cut their rates by roughly $400 a year by just comparing quotes, but they underestimate the big savings they would realize if they bought a different policy.

Having so many companies and agents to choose from, it is hard for the average consumer to find the lowest price auto insurance company.

It’s a great practice to compare rates periodically since insurance prices tend to go up over time. Even if you think you had the best deal on Volkswagen Jetta insurance in Milwaukee a few years ago there may be better deals available now. You can find a lot of wrong information about Jetta insurance on the internet, but in just a couple of minutes you can learn the easiest ways to slash your auto insurance rates in Milwaukee.

Cheap Volkswagen insurance rate quotes in Milwaukee

The companies shown below can provide price quotes in Wisconsin. If multiple providers are shown, we recommend you visit two to three different companies in order to find the most affordable rates.


Volkswagen Jetta Insurance Price Estimates in Milwaukee, WI
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Jetta S 4-Dr Sedan $194 $410 $278 $16 $84 $982 $82
Jetta S 2.5 Station Wagon $174 $344 $236 $14 $70 $838 $70
Jetta LE 4-Dr Sedan $154 $304 $220 $14 $66 $758 $63
Jetta SE 4-Dr Sedan $140 $278 $260 $16 $78 $772 $64
Jetta SE 2.5 Station Wagon $228 $352 $256 $16 $76 $928 $77
Jetta 2.0T 4-Dr Sedan $204 $388 $236 $14 $70 $912 $76
Jetta SEL 4-Dr Sedan $194 $346 $234 $14 $70 $858 $72
Jetta 2.0T Station Wagon $172 $346 $206 $12 $62 $798 $67
Get Your Own Custom Quote Go

Prices above based on married female driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Wisconsin minimum liability limits. Discounts applied include claim-free, homeowner, multi-vehicle, safe-driver, and multi-policy. Table data does not factor in vehicle garaging location which can raise or lower prices significantly.

Should you raise deductibles?

When buying car insurance, a common question is how low should you set your deductibles. The comparison tables below help summarize the rate difference of buying low and high insurance deductibles. The first table uses a $100 physical damage deductible and the second pricing table uses a $500 deductible.


Volkswagen Jetta insurance rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Jetta S 4-Dr Sedan $198 $358 $230 $14 $68 $893 $74
Jetta S 2.5 Station Wagon $198 $358 $196 $12 $58 $847 $71
Jetta LE 4-Dr Sedan $198 $358 $230 $14 $68 $893 $74
Jetta SE 4-Dr Sedan $224 $422 $230 $14 $68 $983 $82
Jetta SE 2.5 Station Wagon $224 $422 $196 $12 $58 $937 $78
Jetta 2.0T 4-Dr Sedan $224 $422 $230 $14 $68 $983 $82
Jetta SEL 4-Dr Sedan $224 $422 $230 $14 $68 $983 $82
Jetta 2.0T Station Wagon $224 $422 $196 $12 $58 $937 $78
Get Your Own Custom Quote Go

Volkswagen Jetta insurance rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Jetta S 4-Dr Sedan $144 $242 $230 $14 $68 $698 $58
Jetta S 2.5 Station Wagon $144 $242 $196 $12 $58 $652 $54
Jetta LE 4-Dr Sedan $144 $242 $230 $14 $68 $698 $58
Jetta SE 4-Dr Sedan $164 $284 $230 $14 $68 $760 $63
Jetta SE 2.5 Station Wagon $164 $284 $196 $12 $58 $714 $60
Jetta 2.0T 4-Dr Sedan $164 $284 $230 $14 $68 $760 $63
Jetta SEL 4-Dr Sedan $164 $284 $230 $14 $68 $760 $63
Jetta 2.0T Station Wagon $164 $284 $196 $12 $58 $714 $60
Get Your Own Custom Quote Go

Cost estimates assume married male driver age 30, no speeding tickets, no at-fault accidents, and Wisconsin minimum liability limits. Discounts applied include claim-free, safe-driver, homeowner, multi-vehicle, and multi-policy. Information does not factor in specific Milwaukee garaging location which can modify premium rates greatly.

Based on the above data, using a $100 deductible will cost in the ballpark of $18 more each month or $216 annually than choosing the higher $500 deductible. Since you would have to pay $400 more out-of-pocket with a $500 deductible as compared to a $100 deductible, if you tend to go at least 22 months between claims, you would save more money going with the higher deductible.

An analysis of deductible level

The illustration below demonstrates how deductible levels and can impact Volkswagen Jetta insurance costs for different age groups of insureds. The premium estimates are based on a single male driver, full coverage, and no discounts are applied to the premium.

Volkswagen Jetta insurance rates: Men versus women

The information below shows the comparison of Volkswagen Jetta auto insurance costs for male and female drivers. The premiums assume no violations or claims, comprehensive and collision coverage, $100 deductibles, drivers are single, and no discounts are taken into consideration.

Get discounts to get affordable Milwaukee auto insurance quotes

Auto insurance companies don’t necessarily list the entire discount list very well, so we break down both well-publicized and the harder-to-find credits available to bring down your rates.Save money with discounts

It’s important to note that most discount credits are not given to the whole policy. Most only apply to the cost of specific coverages such as liability, collision or medical payments. Just because it seems like you would end up receiving a 100% discount, it just doesn’t work that way.

Companies and some of the discounts are:

It’s a good idea to ask every insurance company which discounts you qualify for. Some credits may not apply to policyholders in Milwaukee. If you would like to choose from a list of providers that offer multiple discounts in Milwaukee, click here.

Get Lower-cost Insurance Rates by Understanding These Factors

Lots of things are used when pricing auto insurance. Most are fairly basic like an MVR report, but other factors are less apparent such as your credit history or your vehicle rating. The best way to find cheaper auto insurance is to take a look at a few of the rating criteria that are used to determine your policy premiums. If you have some idea of what impacts premium levels, this enables informed choices that may reward you with lower auto insurance prices.

When should I contact an insurance agent?

Some consumers still prefer to visit with an insurance agent and doing that can be a smart decision One of the best bonuses of comparing rate quotes online is that you can find cheap car insurance quotes and also buy local. Supporting small agencies is still important in Milwaukee.

Insurance agents in MilwaukeeTo help locate an agent, after submitting this simple form, the quote information is submitted to participating agents in Milwaukee that provide free Milwaukee auto insurance quotes and help you find cheaper coverage. You don’t have to even leave your home because prices are sent straight to your inbox. Get lower rates without the usual hassles of price shopping. If you want to get a comparison quote from a particular provider, feel free to search and find their rate quote page to submit a rate quote request.

Finding the right insurance company shouldn’t rely on just the price. These are some valid questions you should ask.

Smaller companies may have the best rates

Respected companies like Progressive, Allstate and GEICO endlessly run television, radio, and online ads. All the companies tend to make the same promise that drivers can save some big amount if you move your coverage to them. It sounds good, but how can they all sell you cheaper insurance coverage? This is the way they can do it.

Many companies quote their cheapest rates for the type of insured that will not have excessive claims. A good example of this type of risk profile may need to be over age 30, has a clear driving record, and drives less than 10,000 miles a year. A driver who meets those qualifications will get very good Milwaukee auto insurance rates and will probably save a lot of money.

Potential insureds who are not a match for those criteria will see more expensive rates which translates to business going elsewhere. If you pay attention, the ads say “people who switch” not “everybody who quotes” save that much. That’s the way companies can truthfully make claims like that.

Different companies use different criteria so drivers should compare price quotes frequently. It’s not possible to predict which car insurance company will fit you best based on your risk profile.

Be persistent to save money

You just learned quite a bit of information on how to save on Volkswagen Jetta insurance in Milwaukee. The key thing to remember is the more quotes you get, the better chance you’ll have of finding low cost Milwaukee auto insurance quotes. Drivers may even discover the biggest savings come from some of the smallest insurance companies. They may cover specific market segments cheaper compared to the large companies like Allstate or State Farm.

Cheap Volkswagen Jetta insurance in Milwaukee is definitely available from both online companies in addition to many Milwaukee insurance agents, and you should compare rates from both to get a complete price analysis. There are still a few companies who don’t offer online rate quotes and usually these small insurance companies sell through independent agents.

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