Save Money on Ford Transit Connect Insurance in Milwaukee

Insurance for Ford Transit ConnectWant to know an easy way to compare the cheapest auto insurance rates in Milwaukee, WI? Milwaukee buyers have many options when searching for the best price on Ford Transit Connect insurance. You can either spend your time contacting agents to get rate comparisons or utilize the internet to compare rates. There is a right way and a wrong way to shop for auto insurance so we're going to tell you the quickest way to quote coverages on a Ford and obtain the lowest possible price.

Best companies for competitive Ford Transit Connect insurance in Wisconsin

The companies shown below provide free rate quotes in Wisconsin. If multiple companies are listed, it's highly recommended you visit two to three different companies to get the best price comparison.

Ford Transit Connect Insurance Rates in Milwaukee, WI
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Transit Connect XL 2WD $134 $294 $242 $14 $72 $756 $63
Transit Connect XLT 2WD $148 $350 $242 $14 $72 $826 $69
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Above prices assume married female driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Wisconsin minimum liability limits. Discounts applied include multi-policy, safe-driver, multi-vehicle, homeowner, and claim-free. Prices do not factor in vehicle location which can affect rates noticeably.

Higher deductibles save money

When shopping for car insurance, a common question is which deductibles should you choose. The data tables below may help you to understand the difference in cost when you choose different physical damage deductibles. The first table uses a $100 deductible for comp and collision and the second set of prices uses a $500 deductible.

Ford Transit Connect insurance rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Transit Connect XL 2WD $172 $358 $230 $14 $68 $867 $72
Transit Connect XLT 2WD $172 $358 $230 $14 $68 $867 $72
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Ford Transit Connect insurance rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Transit Connect XL 2WD $126 $242 $230 $14 $68 $680 $57
Transit Connect XLT 2WD $126 $242 $230 $14 $68 $680 $57
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Data based on married male driver age 30, no speeding tickets, no at-fault accidents, and Wisconsin minimum liability limits. Discounts applied include safe-driver, claim-free, multi-vehicle, multi-policy, and homeowner. Information does not factor in specific garaging location which can decrease or increase insurance rates noticeably.

Based on these figures, using a $100 deductible could cost the average driver approximately $15 more each month or $180 annually than choosing the higher $500 deductible. Because you would pay $400 more to file a claim with a $500 deductible as compared to a $100 deductible, if you tend to go at least 27 months between claim filings, you would more than likely save some money if you choose the higher deductible.

Where to set your deductibles

The chart below demonstrates how choosing different deductibles and can change Ford Transit Connect insurance costs for different ages of insureds. The data is based on a married female driver, full physical damage coverage, and no discounts are taken into consideration.

Get More Affordable Insurance Rates by Understanding These Factors

One of the most helpful ways to save on car insurance is to to have a grasp of the different types of things that come into play when calculating your premiums. If you have some idea of what determines base rates, this allows you to make educated decisions that can help you get big savings. Many factors are used in the calculation when you quote your car insurance policy. A few of the factors are predictable like a motor vehicle report, although some other factors are less apparent like where you live or how financially stable you are.

Determine discounts on Milwaukee car insurance

Some companies don't list every discount they offer in an easy-to-find place, so the next list breaks down both well-publicized and also the lesser-known ways to save on car insurance.Car insurance discounts

A quick disclaimer, most of the big mark downs will not be given to your bottom line cost. Some only apply to the cost of specific coverages such as collision or personal injury protection. So even though they make it sound like it's possible to get free car insurance, companies wouldn't make money that way. But all discounts will bring down your premiums.

A few of the larger companies and a partial list of their discounts are:

If you want affordable Ford Transit Connect insurance quotes, ask each company or agent which discounts you may be entitled to. Discounts might not apply everywhere. To see companies who offer free Ford Transit Connect insurance quotes in Wisconsin, follow this link.

Local Milwaukee insurance agents

Many drivers still like to buy from a local agent and we recommend doing that Most agents can help determine the best coverages and will help you if you have claims. One of the best bonuses of comparing rate quotes online is that you can find cheaper premium rates and still choose a local agent.

Milwaukee insurance agentsAfter filling out this simple form, your coverage information is immediately sent to local insurance agents that can give you free Milwaukee car insurance quotes for your insurance coverage. It makes it easy because there is no need to leave your computer because prices are sent directly to you. If you need to get a rate quote from a particular provider, you just need to navigate to their website and fill out their quote form.

Picking an insurer needs to be determined by more than just a cheap quote. Any good agent in Milwaukee should know the answers to these questions.

Milwaukee auto insurance agents come in two flavors

When looking for a local agent, you must know there are a couple types of insurance agents and how they can quote your rates. Agents in Milwaukee can be categorized as either independent or exclusive. Both sell and service insurance coverage, but it's important to know how they are different since it could factor into your selection of an agent.

Exclusive Agencies

Exclusive agents write business for a single company and some examples include Allstate, Farmers Insurance, State Farm, and AAA. Exclusive agencies are unable to give you multiple price quotes so it's a take it or leave it situation. Exclusive agencies are highly trained on their company's products which helps them sell on service rather than price. Some people will only choose to use a exclusive agent mainly due to high brand loyalty and strong financial ratings.

Below is a list of exclusive agencies in Milwaukee that are able to give comparison quotes.

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Independent Agents (or Brokers)

Agents that elect to be independent can sell policies from many different companies so they have the ability to put coverage with multiple insurance companies and possibly get better coverage at lower prices. If your agent finds better pricing, your agent can just switch to a different company which is easy for the insured.

If you are trying to find cheaper rates, we recommend you get some free quotes from a couple of independent agencies for the best price selection. They also have the ability to place coverage with small mutual carriers that many times have cheaper rates.

Listed below are Milwaukee independent agencies that can give you price quotes.

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Compare. Compare. Compare.

Some insurance companies do not offer the ability to get a quote online and these regional carriers work with local independent agents. Cheaper auto insurance in Milwaukee can be bought both online as well as from independent agents in Milwaukee, and you need to price shop both in order to have the best chance of saving money.

As you prepare to switch companies, it's not a good idea to skimp on critical coverages to save a buck or two. In many instances, drivers have reduced comprehensive coverage or liability limits only to regret that a couple dollars of savings turned into a financial nightmare. Your strategy should be to buy enough coverage for the lowest price, but do not sacrifice coverage to save money.

Drivers leave their current company for a variety of reasons including lack of trust in their agent, delays in paying claims, delays in responding to claim requests or even high prices. No matter why you want to switch, choosing a new company is less work than it seems.

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